Why is it smart to save for later?
The Now Monster
Why is it smart to save for later?

You find a twenty-dollar bill on your birthday. You could buy candy right now — your hand is already reaching for the store door. But then a weird thought pops up: what if you tucked that bill into a drawer and just… waited?
Here's the trick your brain plays on you: right now feels HUGE, and later feels like a fuzzy cloud. The candy is real and shiny. The future is just… someday. Your brain weights right-now about three times heavier than same-thing-later. Psychologists call this "present bias," but you can just call it "the now monster."
